Digital Strategy, Global Insights, Innovation, Leadership

Lessons from Collecting – What Happens When We Don’t Own?

27 Sep , 2023  

Recently, I caught up with a friend that I have known for 30 years. Today, we are both raising our children. In the 1980’s, we were teenagers in Florida collecting football and baseball cards, going to coin shops to find “rare” or different foreign coins, and of course we were listening to music on records […]

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AI, Big Data, Global Insights, Leadership

AI and Digital Systems Failure = Arrests and Big Expenses at Hertz

18 Sep , 2023  

We are now more reliant than ever on digital systems to manage and control physical systems. We enjoy using systems like Ring to manage the front door and Nest to manage the HVAC system. Even my irrigation system has a digital interface and an app that makes turning on the sprinklers a breeze. Companies, of […]

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Global Insights, Leadership

Is Your Business Capturing the Hyper Growth in the US Hispanic Market?

14 Sep , 2023  

The wave of Spanglish has hit advertisers in recent years. Dos Equis invites its customers to “Keep it Interesante,” while taco fans at Taco Bell “Live Más.”       Home Depot and other retailers have adopted a near bilingual policy in stores. Smart move! Hispanic culture is alive an well in the US, and […]

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AI, Analytics, Big Data, Global Insights

College Football – Data on Who is a Fan – Are you a Fan?

8 Sep , 2023  

With the college football in full swing, it is worth a look to see how the teams stack-up, not based on rankings, but based on fan loyalty. Big Data and Data Visualization help us with this and lead to some interesting insights. College football also offers us a great opportunity to look at the Big […]

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Digital Strategy, Global Insights, Leadership

Inflation – Predicting the Winners

12 Nov , 2021  

The recent report of the Consumer Price Index topping 6.2% has sent shiver of inflation fears into the market. However, this inflationary hit seems different than the inflation seen in recent episodes of high inflation. Examining this will help us determine who are the winners and losers of the current inflation spike. How is the […]

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Global Insights, Leadership

Gone Fishing: Amazon and Apple Deal with Less Workers and Slow Supply Chains

28 Oct , 2021  

Today, Amazon and Apple announced the limited supply of labor and slow-moving supply chains will hamper fourth quarter top line and bottom lines.[1][2] This should be a major wake-up call for investors and executives on the state of our global economy. Amazon and Apple are unique in that each exerts high control and even ownership […]

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Global Insights

Economic Opportunities in Hispanic USA: ¡Se Habla Spanglish!

3 Oct , 2021  

The wave of Spanglish has hit advertisers in recent years. Dos Equis invites its customers to “Keep it Interesante,” while taco fans at Taco Bell “Live Más.”       Home Depot and other retailers have adopted a near bilingual policy in stores. Smart move! Hispanic culture is alive an well in the US, and […]

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Global Insights, Innovation, Risk Management

10 Unexpected Changes from COVID that Will Stay with Us

5 Oct , 2020  

With President Trump and many people around him being treated for COVID, it is clear that COVID can and does touch everyone. Even if you are not infected, you are experiencing a new economy and a new world. COVID changes have been challenging. Many of the changes we are experiencing will stay with us for years, I think. Some are unexpected and will have long-term impacts to our society and economy. Here are some predictions of economic and financial changes that will stay, even after we have achieved victory or control over COVID.

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Career Advice, Global Insights, Leadership

Back to (Virtual) School Advice

23 Sep , 2020  

2020 will be the year we relate to our children and grandchildren, when we discuss overcoming challenges and difficulty. When students looks back, they will remember the online classes and to move to virtual everything. In passing, we will remember more of the good than the bad, as is the case with almost all reflection. […]

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Global Insights, Innovation

Recession in 2019 or 2020? Yield Curve Might Say So!

14 Dec , 2018  

By now, you have probably heard that the yield curve has got flatten and will likely invert in 2019. What does this mean? Specifically, economists and investors look at the yield of the 10 year treasury note and subtract that rate from that of the 2 year treasury note. Rationally, investors want higher rates for […]

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